Data is the new oil, and thus access to data is key. Banks provide data to the outside and consume data from the inside. In the European Union, the PSD2 mandates third-party access to data.
But open banking goes beyond meeting regulations. Used in a smart way, it allows for a combination of functions that benefit the consumer. On the other hand, big techs, which collect enormous heaps of data, are not regulated, and could thus weaken the European banking landscape. Is PSD2 an own goal for the European payment players?
This webinar answers the following questions:
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